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casino slot Such forward-looking
statements are based on
information presently available to BancTrust's management and are subject
to various risks and uncertainties, including, without limitation, risks
that competitive pressures among depository and other financial
institutions may increase significantly; changes in the interest rate
environment may reduce margins; general economic conditions may be less
favorable than expected, resulting in, among other things, a deterioration
in credit quality and/or a reduction in demand for credit; legislative or
regulatory changes, including changes in accounting standards, may
adversely affect the business in which BancTrust is engaged; BancTrust may
be unable to obtain required shareholder or regulatory approval or
financing for any proposed acquisitions; costs or difficulties related to
the integration of BancTrust's businesses may be greater than expected;
deposit attrition, customer loss or revenue loss following acquisitions may
be greater than expected; competitors may have greater financial resources
and develop products that enable these competitors to compete more
successfully than BancTrust can compete; and the other risks described in
BancTrust's SEC reports and filings under "Cautionary Note Concerning
Forward-Looking Statements" and "Risk Factors.