Uninsured Drivers And Car Accidents It becomes an inevitable expense of putting our culture on wheels. And, while a good many decry the dimensions of the cost, quite a few would suggest a return to a safer but more simple mode of travel
However, it repels fair-minded people all over this country to consider that through the wrong doing of others harmless persons should lose their property or be wounded, maybe even die or be crippled forever, without timely and good enough financial redress of their wrongs. The idea that such men and women could possibly be numbered in tens of thousands each and every year magnifies this sense of injustice proportionately.
Before becoming sentimentally involved, however, we might ask: When is a victim innocent? Who is it that deserves oursympathy? In the predominating form of accident involving a victim, on the one hand, and a driver, on the other side, innocence and its particular opposite, fault, may be found in numerous combinations and in varying degrees.
For example, the complete negligence may lie with the driver and none with the victim (or the opposite way round); or both equally can be at fault, but with the vehicle driver much more than the injured person (or the other way around); or the carelessness may be about similar on both sides. . Get cheapest amax car insurance online.
Undoubtedly there are lots of who would think of all victims deserving of financial relief regardless of the fault-innocence combination. There are others so dissatisfied with the delays, costs, inherent in the administration of negligence law that they would be imposing on all car owners an absolute liability toward injured persons without regard to fault.
It ought to be recognized, also, that accidents can occur in the lack of any carelessness, or when no grounds for action is granted by law, or when the question of fault is snarled beyond unraveling.
Even so the fact is that we still try to fix responsibility and allocate the costs of car accidents according to negligence theory and will continue to do so for years to come. In spite of repeated attacks upon it and both statutory and judicial modifications in it, carelessness theory endures in the legislative mind as a matter of sound public policy.
Let the wrongdoer suffer for his wrongs that he may serve as a deterrent to others and in the future mend his ways. In a democratic society, they claim, there is an obligation on all individuals to exercise due care in all their actions. To eradicate this obligation, to ignore fault or condone it, whether in the driver or in his victim, would have negative effects on car security and car crash frequency.
The courts are concerned not only with compensation of the victim, but with admonition of the wrongdoer. It is customary to equate the automobile automobile accident trouble with the uninsured vehicle driver problem. While this could possibly be justified for practical reasons, both concepts are not similar.
Despite the fact that all car owners were covered by insurance, a chance the realization of which has not yet been demonstrated, the former problem (as defined above) would still exist. The number of uncompensated victims would be diminished, to be sure. But the existence of liability insurance policies are not in itself a guaranty of fast and sufficient settlement.
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